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Finance Archive

Finance Archive Lab

The Archive helps you learn finance. The Lab helps you experiment with it.

Ten years of finance teaching compressed into a workspace: change a driver, watch the statements react, take a decision, and live with the consequence. Everything is computed by one deterministic engine, so the numbers always reconcile.

Nova Manufacturing, today

Unit price
৳420
Units sold
9,000
Revenue
৳3.78m
Operating margin
21.3%
Cash
৳1.52m
Risk
8/100

A fictional company, seeded for the demo. No account required.

  1. Learn
  2. Understand
  3. Experiment
  4. Analyze
  5. Decide
  6. Experience consequence
  7. Reflect
  8. Improve

Try the Lab

Open the full simulator

Nova's baseline is 9,000 units.

Revenue

৳3,780,000

Gross profit

৳1,845,000

Net income

৳368,625

Cash

৳1,518,571

Revenue moves volume. Gross profit follows at the contribution margin. Net income moves by the same contribution less tax. Cash moves by less than profit, because higher sales also build receivables and inventory.

The workspaces

Seven ways in.

Structured knowledge

Every idea connects to the next.

Concepts, formulas, practice, cases, and simulations are one graph, not separate silos. The graph below is generated from the content registry, so it cannot fall out of date.

Finance — The whole discipline: from time value to valuation.DOMAINFinanceFinancial ManagementSUBJECTFinancial ManagementFinancial AccountingSUBJECTFinancial AccountingFinancial AnalysisSUBJECTFinancial AnalysisCorporate FinanceSUBJECTCorporate FinanceManagement AccountingSUBJECTManagement AccountingInvestmentsSUBJECTInvestmentsRisk ManagementSUBJECTRisk ManagementFinancial ModelingSUBJECTFinancial ModelingBehavioral FinanceSUBJECTBehavioral FinanceBankingSUBJECTBankingDerivativesSUBJECTDerivativesInternational FinanceSUBJECTInternational FinanceFintechSUBJECTFintechEthicsSUBJECTEthicsValuationSUBJECTValuationTime value of moneyCONCEPTTime value of moneyCompounding and discountingCONCEPTCompounding and disco…Reading financial statementsCONCEPTReading financial sta…How the three statements connectCONCEPTHow the three stateme…Ratio analysisCONCEPTRatio analysisNPV and IRRCONCEPTNPV and IRRIRR and paybackCONCEPTIRR and paybackBreak-even analysisCONCEPTBreak-even analysisCost-volume-profitCONCEPTCost-volume-profitWorking capital managementCONCEPTWorking capital manag…Cost of capital (WACC)CONCEPTCost of capital (WACC)CAPM and betaCONCEPTCAPM and betaOperating and financial leverageCONCEPTOperating and financi…Bond pricing and yieldCONCEPTBond pricing and yieldBond duration and interest-rate riskCONCEPTBond duration and int…Dividend discount modelCONCEPTDividend discount mod…Risk and returnCONCEPTRisk and returnFinancial risk managementCONCEPTFinancial risk manage…Portfolio risk and diversificationCONCEPTPortfolio risk and di…Financial modellingCONCEPTFinancial modellingBehavioural finance and biasCONCEPTBehavioural finance a…Bank intermediationCONCEPTBank intermediationCredit risk and expected lossCONCEPTCredit risk and expec…Market, credit, and liquidity riskCONCEPTMarket, credit, and l…Forwards, futures, and hedgingCONCEPTForwards, futures, an…Options and asymmetric payoffsCONCEPTOptions and asymmetri…Exchange rates and parityCONCEPTExchange rates and pa…Payments economicsCONCEPTPayments economicsDigital lending unit economicsCONCEPTDigital lending unit …Ethics and conflicts of interestCONCEPTEthics and conflicts …Business valuation methodsCONCEPTBusiness valuation me…IRR & payback — 0 = Σ [CFₜ ÷ (1 + IRR)ᵗ] − C₀FORMULAIRR & paybackWACC & CAPM — WACC = (E/V) × Re + (D/V) × Rd × (1 − t)FORMULAWACC & CAPMCVP & break-even — Profit = (Price − Variable cost) × Units − Fixed costsFORMULACVP & break-evenBond pricing — P = Σ [C ÷ (1 + y)ᵗ] + F ÷ (1 + y)ⁿFORMULABond pricingDividend model — V₀ = D₁ ÷ (r − g)FORMULADividend modelLeverage & EPS — DCL = DOL × DFLFORMULALeverage & EPSRisk & performance — Sharpe = (E(R) - Rf) / SD . B = Cov(Ra, Rm) / Var(Rm)FORMULARisk & performanceDuration & sensitivity — dP/P ~ -Modified duration x dy + 1/2 x Convexity x dy^2FORMULADuration & sensitivityFinancial Management practiceEXERCISEFinancial Management …Financial Accounting practiceEXERCISEFinancial Accounting …Financial Analysis practiceEXERCISEFinancial Analysis pr…Corporate Finance practiceEXERCISECorporate Finance pra…Management Accounting practiceEXERCISEManagement Accounting…Investments practiceEXERCISEInvestments practiceRisk Management practiceEXERCISERisk Management pract…Financial Modeling practiceEXERCISEFinancial Modeling pr…Behavioral Finance practiceEXERCISEBehavioral Finance pr…Banking practiceEXERCISEBanking practiceDerivatives practiceEXERCISEDerivatives practiceInternational Finance practiceEXERCISEInternational Finance…Fintech practiceEXERCISEFintech practiceEthics practiceEXERCISEEthics practiceValuation practiceEXERCISEValuation practiceStatement playground — Change one driver and watch the three statements react.SIMULATIONStatement playgroundWhat-if engine — Test scenarios and compare the consequences.SIMULATIONWhat-if engineNova simulator — Run a company month by month and live with the results.SIMULATIONNova simulatorDecision journal — Record the decision, then compare what you expected with what happened.APPLICATIONDecision journal
  • Finance includes Financial Management
  • Finance includes Financial Accounting
  • Finance includes Financial Analysis
  • Finance includes Corporate Finance
  • Finance includes Management Accounting
  • Finance includes Investments
  • Finance includes Risk Management
  • Finance includes Financial Modeling
  • Finance includes Behavioral Finance
  • Finance includes Banking
  • Finance includes Derivatives
  • Finance includes International Finance
  • Finance includes Fintech
  • Finance includes Ethics
  • Finance includes Valuation
  • Financial Management contains Time value of money
  • Financial Management contains Compounding and discounting
  • Financial Accounting contains Reading financial statements
  • Financial Accounting contains How the three statements connect
  • Financial Analysis contains Ratio analysis
  • Corporate Finance contains NPV and IRR
  • Corporate Finance contains IRR and payback
  • Management Accounting contains Break-even analysis
  • Management Accounting contains Cost-volume-profit
  • Corporate Finance contains Working capital management
  • Corporate Finance contains Cost of capital (WACC)
  • Investments contains CAPM and beta
  • Corporate Finance contains Operating and financial leverage
  • Investments contains Bond pricing and yield
  • Investments contains Bond duration and interest-rate risk
  • Investments contains Dividend discount model
  • Investments contains Risk and return
  • Risk Management contains Financial risk management
  • Investments contains Portfolio risk and diversification
  • Financial Modeling contains Financial modelling
  • Behavioral Finance contains Behavioural finance and bias
  • Banking contains Bank intermediation
  • Banking contains Credit risk and expected loss
  • Risk Management contains Market, credit, and liquidity risk
  • Derivatives contains Forwards, futures, and hedging
  • Derivatives contains Options and asymmetric payoffs
  • International Finance contains Exchange rates and parity
  • Fintech contains Payments economics
  • Fintech contains Digital lending unit economics
  • Ethics contains Ethics and conflicts of interest
  • Valuation contains Business valuation methods
  • NPV and IRR defined by IRR & payback
  • Cost of capital (WACC) defined by WACC & CAPM
  • Cost-volume-profit defined by CVP & break-even
  • Bond pricing and yield defined by Bond pricing
  • Dividend discount model defined by Dividend model
  • Operating and financial leverage defined by Leverage & EPS
  • Risk and return defined by Risk & performance
  • Bond duration and interest-rate risk defined by Duration & sensitivity
  • Time value of money assessed by Financial Management practice
  • Compounding and discounting assessed by Financial Management practice
  • Reading financial statements assessed by Financial Accounting practice
  • How the three statements connect assessed by Financial Accounting practice
  • Ratio analysis assessed by Financial Analysis practice
  • NPV and IRR assessed by Corporate Finance practice
  • IRR and payback assessed by Corporate Finance practice
  • Working capital management assessed by Corporate Finance practice
  • Cost of capital (WACC) assessed by Corporate Finance practice
  • Operating and financial leverage assessed by Corporate Finance practice
  • Break-even analysis assessed by Management Accounting practice
  • Cost-volume-profit assessed by Management Accounting practice
  • CAPM and beta assessed by Investments practice
  • Bond pricing and yield assessed by Investments practice
  • Bond duration and interest-rate risk assessed by Investments practice
  • Dividend discount model assessed by Investments practice
  • Risk and return assessed by Investments practice
  • Portfolio risk and diversification assessed by Investments practice
  • Financial risk management assessed by Risk Management practice
  • Market, credit, and liquidity risk assessed by Risk Management practice
  • Financial modelling assessed by Financial Modeling practice
  • Behavioural finance and bias assessed by Behavioral Finance practice
  • Bank intermediation assessed by Banking practice
  • Credit risk and expected loss assessed by Banking practice
  • Forwards, futures, and hedging assessed by Derivatives practice
  • Options and asymmetric payoffs assessed by Derivatives practice
  • Exchange rates and parity assessed by International Finance practice
  • Payments economics assessed by Fintech practice
  • Digital lending unit economics assessed by Fintech practice
  • Ethics and conflicts of interest assessed by Ethics practice
  • Business valuation methods assessed by Valuation practice
  • How the three statements connect explored in Statement playground
  • Ratio analysis explored in Statement playground
  • Statement playground leads to Decision journal
  • Working capital management explored in What-if engine
  • Financial risk management explored in What-if engine
  • Cost of capital (WACC) explored in What-if engine
  • What-if engine leads to Decision journal
  • NPV and IRR explored in Nova simulator
  • Operating and financial leverage explored in Nova simulator
  • Cost-volume-profit explored in Nova simulator
  • Nova simulator leads to Decision journal
DomainSubjectConceptFormulaExerciseSimulationApplicationA slice of the finance knowledge graph, generated from the concept registry.